Privacy Policy
Last Updated:
Retirement Income Solutions (“we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, protect, and share information when you visit retirementincomesolutions.us (the “Site”) or interact with us.
1. Information We Collect
We may collect the following types of information:
- Personal information you provide: Name, phone number, email address, and any details you submit through contact forms, consultation request forms, or other Site forms.
- Financial / retirement-related details you choose to share: For example, questions about retirement goals, income needs, assets, concerns, or timelines. You are not required to provide this information to use the Site.
- Technical information: IP address, browser type, device type, pages viewed, time spent on pages, and general location data derived from your IP address. This helps us understand how people use the Site and improve it.
- Cookies and similar technologies: We may use cookies, pixels, analytics tools, and tracking technologies to measure Site performance, maintain security, and improve the experience.
2. How We Use Your Information
We may use the information we collect to:
- Respond to your questions or requests
- Schedule calls, meetings, or consultations you ask for
- Provide retirement income information or educational material
- Improve, secure, and maintain the Site
- Comply with legal, regulatory, or compliance obligations
- Prevent fraud, abuse, or misuse of the Site
3. How We Share Information
We do not sell your personal information.
We may share information with trusted service providers who help us operate the Site, communicate with you, host forms, analyze performance, or store data. These providers only receive the information needed to perform services for us and are expected to protect it.
We may also share information if required by law, regulation, legal process, or to protect our rights, property, safety, or the safety of others.
4. Cookies & Analytics
We may use cookies, analytics tools, or similar technologies to understand how visitors use the Site and to improve performance. You can usually adjust your browser settings to block or delete cookies, but doing so may affect certain features.
5. Data Security
We take reasonable and appropriate steps to protect the information we collect. No website, platform, or data transmission can be guaranteed to be 100% secure. You share information at your own risk.
6. Information From Minors
Our Site is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us information, please contact us and we will take appropriate action.
7. Your Choices
- Do not submit: You may choose not to provide personal information through the Site.
- Limit email/phone contact: You can ask us to stop contacting you by telling us directly.
- Cookie settings: You can manage cookies in your browser settings.
8. External Links
Our Site may include links to other websites. We are not responsible for the privacy practices, security, or content of third-party sites. If you visit those sites, their policies apply.
9. Financial / Retirement Content
Information on this Site is for general education only. Nothing on this Site is personalized financial, legal, tax, or investment advice. You should not make decisions about retirement income, Social Security, taxes, insurance, or investments based solely on this Site. You should consult with a qualified professional who understands your specific situation.
10. Contact Us
If you have questions about this Privacy Policy or how we handle data, please contact us through our Contact page.
11. Updates to This Policy
We may update this Privacy Policy from time to time to reflect changes to our practices, services, or legal requirements. When we update the policy, the “Last Updated” date at the top will change.