Terms of Use

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Terms of Use

Last Updated:

These Terms of Use (“Terms”) govern your access to and use of retirementincomesolutions.us (the “Site”), which is owned and operated by Retirement Income Solutions (“we,” “our,” or “us”). By using this Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Informational Purpose Only

The content on this Site is for general educational and informational purposes only. Nothing on this Site is intended to be — and should not be taken as — personalized financial, tax, investment, insurance, legal, or retirement planning advice for your specific situation. You should consult with qualified professionals before making any decisions.

2. No Client Relationship

Visiting this Site, sending us a message, requesting a meeting, or downloading content does not create a client, advisory, fiduciary, or professional relationship between you and Retirement Income Solutions.

3. Accuracy and Updates

We try to keep the information on this Site accurate and up to date, but we do not guarantee that any content is complete, correct, current, or suitable for your needs. Laws, tax rules, Social Security rules, insurance products, and retirement strategies change over time.

4. Your Responsibilities

By using this Site, you agree:

  • Not to use the Site for any unlawful purpose
  • Not to attempt to breach or test the security of the Site
  • Not to interfere with the normal operation of the Site (for example, by automated scraping or load testing)
  • Not to submit false, misleading, or confidential information that you do not have the right to share

5. Intellectual Property

All content on this Site — including text, graphics, logos, icons, images, layout, and design — is owned by us or licensed to us and is protected by applicable law. You may view and print content for your personal, non-commercial use only. You may not copy, redistribute, modify, publish, or sell any part of the Site without our written permission.

6. Links to Other Websites

The Site may include links to third-party websites or services. We do not control those sites and are not responsible for their content, accuracy, security, or policies. Visiting those sites is at your own risk, and their terms and privacy policies apply.

7. Disclaimer of Warranties

The Site is provided “as is” and “as available,” without warranties of any kind, either express or implied. To the fullest extent allowed by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not promise that the Site will be uninterrupted, secure, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent allowed by law, Retirement Income Solutions and its owners, officers, employees, contractors, or affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of (or inability to use) the Site — even if we were advised such damages might occur.

Our total liability to you for any claim related to the Site will not exceed the amount you paid us (if any) for access to the Site, which is typically $0.

9. Privacy

Our Privacy Policy explains how we collect, use, and share information. By using the Site, you consent to the practices described there.

10. Changes to These Terms

We may update these Terms from time to time. When we do, the “Last Updated” date at the top of this page will change. Your continued use of the Site after changes are posted means you accept the updated Terms.

11. Contact

If you have questions about these Terms, please reach out through our Contact page.